Buyers & Sellers Information from Clear Title
If you have a purchaser for your property and have chosen not to use the services of a Realtor, we can help you finish the transaction. Our closing services will professionally guide you through the process and make sure that all the proper steps are taken. We will also prepare the HUD closing statements according to Federal guidelines.
What do you need to get started? The purchase agreement is the contract between you and your purchaser. It is also our contract to act as your closing agent. You must have a purchase agreement signed by you and your purchaser. Stop by our office and pick up a FREE closing packet. This contains a purchase agreement, seller disclosure information, authorization to obtain loan information, and brochures about our services including pricing guidelines and a contact list.
Closing the real estate transaction is basically the investigation made or actions taken by either a title agent or title attorney before the actual issuance of the title policy. There are five basic steps that usually followed in somewhat the same order in every real estate transaction. Although it is not the job of the title agent or title attorney to cure defects in or problems with the title to the property or perform escrow or other services outside of closing the transaction, title agents and title attorney help in these matters on a somewhat regular basis.
A home is usually the largest single investment any of us will ever make. When you purchase a home, you will purchase several types of insurance coverage to protect your home and personal property. Homeowner's insurance protects against loss from fire, theft, or wind damage. Flood insurance protects against rising water, and a unique coverage known as title insurance protects against hidden title hazards that may threaten your financial investment in your home.
You are going to embark on a journey toward the American dream of becoming the owner of your own home. As with any journey toward a prized goal, you may encounter problems along the way. Stewart Title is here to help you leap the hurdles, navigate the obstacles or smooth the snags that might impede your journey.
Before you begin, let's look at some important issues that will provide you with the answers and the steps that will make your journey a pleasant and rewarding experience.
Your house is too small. Your house is too big. It's in the city and you want to live in the country, or it's in the country and you want to live in the city.
Whatever reason there is, you want a 'for sale' sign in your front yard. You probably will never sell anything more valuable than your home. This means you'll want to get the most from your long-term investment.
Where and how do you begin this process? Click an area below.